Phil Smartt Insurance
515 Airport Rd # 103
Chattanooga, TN 37421-3525
Phone: (423) 894-0057 | Fax: (423) 894-0490
Phil Smartt Insurance is dedicated to protecting Chattanooga families with at a price you can afford with professional service. Visit their office at 515 Airport Rd # 103 or call (423) 894-0057 for risk-free insurance quotes. Serving Chattanooga and the greater Hamilton county area.
Searching for insurance agents in Chattanooga, Tennessee or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Phil Smartt Insurance can help you determine the proper coverages for your personal situation. Licensed Tennessee insurance agents are trained to find possible coverage gaps in your insurance plan.
- Chattanooga auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Chattanooga property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Tennessee may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.