Phil Smith Insurance
795 Davidson Dr NW
Concord, NC 28025-4378
Phone: (704) 782-3600 | Fax: (704) 782-5500
Phil Smith Insurance provides residents of Concord with advice and guidance when making important insurance decisions. Their office is located at 795 Davidson Dr NW or call (704) 782-3600 to speak with an agent. Serving Concord and the greater Cabarrus county area.
Looking for insurance agents in Concord, NC or just trying to lower your premiums? Here are some insurance buying best practices.
- Phil Smith Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Concord auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- If you own a home in Concord and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your North Carolina insurance company, then you will be rewarded with lower rates.