Philip S Lukes
255 E Carmel Dr
Carmel, IN 46032-2634
Phone: (317) 844-6277
Philip S Lukes is dedicated to protecting Carmel families with at a price you can afford with professional service. Visit their office at 255 E Carmel Dr or call (317) 844-6277 for risk-free insurance quotes. Servicing Carmel and the entire Hamilton county region.
Searching for insurance agents in Carmel, Indiana or just trying to save money on insurance? Here are some tips to keep in mind.
- Philip S Lukes may be able to help you find the best insurance rates in Indiana. By using a local Carmel insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Carmel auto insurance premiums are expensive, and nobody enjoys having to pay more than they need to for car insurance. You'll be able to lower your vehicle insurance rates by boosting your insurance deductibles, maintain a top credit rating, steer clear of speeding tickets or having at-fault accidents, and drive lower-cost cars which are less expensive to repair than pricey imports.
- If you own a home in Carmel and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Indiana should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.