Phillip Carnes Sales
370 Genoa Ln
Genoa, NV 89411-0000
Phone: (775) 782-0800 | Fax: (775) 782-4950
Phillip Carnes Sales provides residents of Genoa with advice and guidance to help protect assets. Visit their office at 370 Genoa Ln or call (775) 782-0800 for a no obligation quote. Serving the greater Genoa area and beyond.
Looking for insurance agents in Genoa, NV or just trying to lower your premiums? Here are some tips to keep in mind.
- Phillip Carnes Sales may assist you in finding Nevada insurance coverage. With a local Genoa insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Genoa car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Genoa home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Nevada insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Genoa and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.