R C Koenig Agency
975 W Jericho Tpke
Smithtown, NY 11787-3237
Phone: (631) 760-9862
Smithtown families can depend on R C Koenig Agency to provide guidance and answer any questions. Their office location is 975 W Jericho Tpke or call (631) 760-9862 to talk with a representative. Servicing Smithtown and the entire Suffolk county region.
If you're trying to find insurance agents in Smithtown, NY or just looking to lower your rates we can help. Here are some insurance buying best practices.
- R C Koenig Agency is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Smithtown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Smithtown and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New York may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.