Ray Davis Insurance
1309 W Adams Ave # B
Temple, TX 76504-2447
Phone: (254) 773-2226 | Fax: (254) 773-4341
Ray Davis Insurance provides residents of Temple with advice and guidance when making important insurance decisions. Their office is located at 1309 W Adams Ave # B or call (254) 773-2226 to speak with an agent. Serving Temple and the greater Bell county area.
Looking for insurance agents in Temple, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- Ray Davis Insurance may be able to help you find the best insurance rates in Texas. By using a local Temple insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Temple, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Temple. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Texas insurance company, then you will be rewarded with lower rates.