Ray Silva Assoc
1602 The Alameda # 200
San Jose, CA 95126-2364
Phone: (408) 998-3232
Ray Silva Assoc provides residents of San Jose with advice and guidance to help them meet their insurance needs. Call (408) 998-3232 for a no obligation quote or stop by at 1602 The Alameda # 200. Servicing San Jose and the entire Santa Clara county region.
Looking for insurance agents in San Jose, CA or just trying to lower your premiums? These tips may help.
- Ray Silva Assoc may assist you in finding California insurance coverage. With a local San Jose insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- When shopping for car insurance in San Jose, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a home in San Jose and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.