Ray Ward Insurance
1198 Menlo Dr
Davis, CA 95616-2170
Phone: (916) 677-1753
Ray Ward Insurance is dedicated to protecting Davis families with at a price you can afford with professional service. Visit their office at 1198 Menlo Dr or call (916) 677-1753 for risk-free insurance quotes. Serving Davis and the greater Yolo county area.
Searching for insurance agents in Davis, California or just trying to save money on insurance? Here are some tips to keep in mind.
- Ray Ward Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Davis auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- If you own a home in Davis and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.