Richard Holman Insurance
4131 Carmichael Rd
Montgomery, AL 36106-2801
Phone: (334) 395-4670 | Fax: (334) 272-7197
Richard Holman Insurance provides residents of Montgomery with advice and guidance when making important insurance decisions. Their office is located at 4131 Carmichael Rd or call (334) 395-4670 to speak with an agent. Serving Montgomery and the greater Montgomery county area.
Looking for insurance agents in Montgomery, AL or just trying to lower your premiums? Here are some insurance buying best practices.
- Richard Holman Insurance may be able to help you find the best insurance rates in Alabama. By using a local Montgomery insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Montgomery auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Montgomery insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Montgomery home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Alabama insurance company, then you will be rewarded with lower rates.