Richard J Chandik
2235 Encinitas Blvd
Encinitas, CA 92024-4355
Phone: (760) 943-0499
Richard J Chandik provides residents of Encinitas with advice and guidance to help them meet their insurance needs. Call (760) 943-0499 for a no obligation quote or stop by at 2235 Encinitas Blvd. Servicing Encinitas and the entire San Diego county region.
Looking for insurance agents in Encinitas, CA or just trying to lower your premiums? These tips may help.
- Richard J Chandik may be able help you with your insurance needs in Encinitas. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Encinitas auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Encinitas. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.