Richard KY Lau Insurance
850 Kamehameha Hwy # 113
Pearl City, HI 96782-2603
Phone: (808) 455-7944 | Fax: (808) 456-1428
Richard KY Lau Insurance is dedicated to protecting Pearl City families with at a price you can afford with professional service. Visit their office at 850 Kamehameha Hwy # 113 or call (808) 455-7944 for risk-free insurance quotes. Serving Pearl City and the greater Honolulu county area.
Searching for insurance agents in Pearl City, Hawaii or just trying to save money on insurance? Here are some tips to keep in mind.
- Richard KY Lau Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Pearl City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a house in Pearl City and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.