Richard Kalsey Insurance
238 W High St
Waynesburg, PA 15370-1312
Phone: (724) 627-3147 | Fax: (724) 627-3141
Waynesburg residents can count on Richard Kalsey Insurance to give a helping hand when purchasing insurance. Call (724) 627-3147 to talk to an agent or stop by at 238 W High St. Serving the greater Waynesburg area and beyond.
If you're trying to find insurance agents in Waynesburg, PA or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Richard Kalsey Insurance can help you determine the proper coverages for your personal situation. Licensed Pennsylvania insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Waynesburg car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Waynesburg. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Pennsylvania insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Waynesburg and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.