Richard Karnes Insurance
7825 W Plath Ave
Yakima, WA 98908-9703
Phone: (509) 248-7404
Richard Karnes Insurance provides residents of Yakima with advice and guidance to help protect assets. Visit their office at 7825 W Plath Ave or call (509) 248-7404 for a no obligation quote. Serving the greater Yakima area and beyond.
Looking for insurance agents in Yakima, WA or just trying to lower your premiums? Here are some tips to keep in mind.
- Richard Karnes Insurance may be able to help you find the best insurance rates in Washington. By using a local Yakima insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Yakima, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Yakima home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Washington should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.