Richard L Caggiano
7410 Main Bayview Rd
Southold, NY 11971-4203
Phone: (631) 765-1309
Richard L Caggiano is dedicated to protecting Southold families with at a price you can afford with professional service. Visit their office at 7410 Main Bayview Rd or call (631) 765-1309 for risk-free insurance quotes. Servicing Southold and the entire Suffolk county region.
Searching for insurance agents in Southold, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A neighborhood insurance services provider like Richard L Caggiano can make it easier to determine the correct insurance coverages for your financial situation. Licensed New York insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When shopping for car insurance in Southold, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Southold. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.