Rick Herron Insurance
30101 Town Center Dr # 105
Laguna Niguel, CA 92677-2035
Phone: (949) 495-3530 | Fax: (949) 495-9949
Laguna Niguel residents can count on Rick Herron Insurance to provide guidance when purchasing insurance. Visit their office at 30101 Town Center Dr # 105 or call (949) 495-3530 to talk to an agent. Serving the greater Laguna Niguel area and beyond.
If you're trying to find insurance agents in Laguna Niguel, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Rick Herron Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- When shopping for car insurance in Laguna Niguel, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Laguna Niguel property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.