Rick Hines Insurance Svc
5513 N Kings Hwy
Myrtle Beach, SC 29577-2337
Phone: (843) 497-8898
Rick Hines Insurance Svc provides residents of Myrtle Beach with advice and guidance to help them meet their insurance needs. Call (843) 497-8898 for a no obligation quote or stop by at 5513 N Kings Hwy. Servicing Myrtle Beach and the entire Horry county region.
Looking for insurance agents in Myrtle Beach, SC or just trying to lower your premiums? These tips may help.
- Rick Hines Insurance Svc may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Myrtle Beach is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Myrtle Beach home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in South Carolina may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.