Rick Lail Insurance
4245 Us Highway 321a
Granite Falls, NC 28630-9609
Phone: (828) 313-0911
Rick Lail Insurance is dedicated to protecting Granite Falls families with at a price you can afford with professional service. Visit their office at 4245 Us Highway 321a or call (828) 313-0911 for risk-free insurance quotes. Serving Granite Falls and the greater Caldwell county area.
Searching for insurance agents in Granite Falls, North Carolina or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Rick Lail Insurance can help you determine the proper coverages for your personal situation. Licensed North Carolina insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Granite Falls is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Granite Falls home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your North Carolina insurance company, then you will be rewarded with lower rates.