Rick Ledesma State Farm
3120 Trawood Dr
El Paso, TX 79936-4554
Phone: (915) 921-8440
El Paso residents can count on Rick Ledesma State Farm to give a helping hand when purchasing insurance. Call (915) 921-8440 to talk to an agent or stop by at 3120 Trawood Dr. Serving the greater El Paso area and beyond.
If you're trying to find insurance agents in El Paso, TX or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Rick Ledesma State Farm can help you determine the proper coverages for your personal situation. Licensed Texas insurance agents are trained to find possible coverage gaps in your insurance plan.
- Have you thought about how to reduce your El Paso car insurance costs? Just by taking a little time to review your current coverages with your El Paso agent, you may be entitled to substantial savings that you didn't even know you qualified for.
- El Paso home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Texas insurance company, then you will be rewarded with lower rates.