Rick Lobsinger Insurance
3330 Main St
Oakley, CA 94561-6085
Phone: (925) 679-9088
Oakley residents can count on Rick Lobsinger Insurance to provide guidance when purchasing insurance. Visit their office at 3330 Main St or call (925) 679-9088 to talk to an agent. Serving the greater Oakley area and beyond.
If you're trying to find insurance agents in Oakley, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Rick Lobsinger Insurance may be able to help you find the best insurance rates in California. By using a local Oakley insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- If you think your Oakley is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Oakley home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.