Ronald L Smoko Insurance
2661 Whitney Ave
Hamden, CT 06518-2927
Phone: (203) 281-6576 | Fax: (203) 248-5162
Ronald L Smoko Insurance provides residents of Hamden with advice and guidance when making important insurance decisions. Their office is located at 2661 Whitney Ave or call (203) 281-6576 to speak with an agent. Serving Hamden and the greater New Haven county area.
Looking for insurance agents in Hamden, CT or just trying to lower your premiums? Here are some insurance buying best practices.
- Ronald L Smoko Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Hamden auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Hamden, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.