Sams Insurance
203 E Mount Vernon St
Somerset, KY 42501-1412
Phone: (606) 679-4488 | Fax: (606) 679-3650
Sams Insurance is dedicated to protecting Somerset families with at a price you can afford with professional service. Visit their office at 203 E Mount Vernon St or call (606) 679-4488 for risk-free insurance quotes. Serving Somerset and the greater Pulaski county area.
Searching for insurance agents in Somerset, Kentucky or just trying to save money on insurance? Here are some tips to keep in mind.
- Sams Insurance is an insurance services provider in Somerset and may be able to help you obtain insurance coverage.
- Somerset car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Somerset home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kentucky insurance company, then you will be rewarded with lower rates.