Schaben Insurance & Financial
123 Main St
Panama, IA 51562-0000
Phone: (712) 489-2696 | Fax: (712) 489-2697
Schaben Insurance & Financial provides residents of Panama with advice and guidance when making important insurance decisions. Their office is located at 123 Main St or call (712) 489-2696 to speak with an agent. Serving Panama and the greater Shelby county area.
Looking for insurance agents in Panama, IA or just trying to lower your premiums? Here are some insurance buying best practices.
- Schaben Insurance & Financial may be able to help you find the best insurance rates in Iowa. By using a local Panama insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Panama car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Panama property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Iowa. Check with your Panama agent to find out if that discount exists with your current company.