Schaffer Co LTD
1217 Davis Ave
Chesapeake, VA 23325-2913
Phone: (757) 424-2408
Schaffer Co LTD provides residents of Chesapeake with advice and guidance when making important insurance decisions. Their office is located at 1217 Davis Ave or call (757) 424-2408 to speak with an agent. Serving Chesapeake and the greater Chesapeake county area.
Looking for insurance agents in Chesapeake, VA or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Schaffer Co LTD can help you determine the proper coverages for your personal situation. Licensed Virginia insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Chesapeake is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Chesapeake property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Virginia insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Chesapeake and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.