Shelter Insurance
815 E South St
Richmond, MO 64085-1914
Phone: (816) 470-2303
Richmond residents can count on Shelter Insurance to provide guidance when purchasing insurance. Visit their office at 815 E South St or call (816) 470-2303 to talk to an agent. Serving the greater Richmond area and beyond.
If you're trying to find insurance agents in Richmond, MO or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Shelter Insurance may be able to help you find the best insurance rates in Missouri. By using a local Richmond insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Richmond, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Richmond home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.