Shelter Insurance
318 N Jefferson St
St James, MO 65559-1922
Phone: (573) 265-7116 | Fax: (573) 265-1030
St James residents can count on Shelter Insurance to give a helping hand when purchasing insurance. Call (573) 265-7116 to talk to an agent or stop by at 318 N Jefferson St. Serving the greater St James area and beyond.
If you're trying to find insurance agents in St James, MO or just looking to lower your rates we can help. These tips may help.
- Shelter Insurance may be able help you with your insurance needs in St James. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- When shopping for car insurance in St James, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- St James home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your St James policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Missouri insurance company, then you will be rewarded with lower rates.