Smith-Carpenter Agency Inc
428 Fairmont Ave
Fairmont, WV 26554-2715
Phone: (304) 363-9200 | Fax: (304) 366-0480
Fairmont residents can count on Smith-Carpenter Agency Inc to provide guidance when purchasing insurance. Visit their office at 428 Fairmont Ave or call (304) 363-9200 to talk to an agent. Serving the greater Fairmont area and beyond.
If you're trying to find insurance agents in Fairmont, WV or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Smith-Carpenter Agency Inc may assist you in finding West Virginia insurance coverage. With a local Fairmont insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- When shopping for car insurance in Fairmont, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Fairmont property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in West Virginia may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.