Smith Insurance
207 W Madison St
Pontiac, IL 61764-1812
Phone: (815) 844-2221 | Fax: (815) 844-2201
Smith Insurance provides residents of Pontiac with advice and guidance to help protect assets. Visit their office at 207 W Madison St or call (815) 844-2221 for a no obligation quote. Serving the greater Pontiac area and beyond.
Looking for insurance agents in Pontiac, IL or just trying to lower your premiums? Here are some tips to keep in mind.
- Smith Insurance may be able help you with your insurance needs in Pontiac. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- When researching auto insurance in Pontiac, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Pontiac property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Pontiac and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.