Smith Insurance
1010 E Saint Patrick St # 85
Rapid City, SD 57701-3955
Phone: (605) 343-5000
Smith Insurance is dedicated to protecting Rapid City families with at a price you can afford with professional service. Visit their office at 1010 E Saint Patrick St # 85 or call (605) 343-5000 for risk-free insurance quotes. Serving Rapid City and the greater Pennington county area.
Searching for insurance agents in Rapid City, South Dakota or just trying to save money on insurance? Here are some tips to keep in mind.
- Smith Insurance may be able help you with your insurance needs in Rapid City. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Rapid City auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Rapid City home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.