Smith & Assoc
45606 Patuxent Ln
California, MD 20619-0000
Phone: (301) 862-3416
Smith & Assoc provides residents of California with advice and guidance when making important insurance decisions. Their office is located at 45606 Patuxent Ln or call (301) 862-3416 to speak with an agent. Serving California and the greater St Marys county area.
Looking for insurance agents in California, MD or just trying to lower your premiums? Here are some insurance buying best practices.
- Smith & Assoc may assist you in finding Maryland insurance coverage. With a local California insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your California auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in California and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.