Southern Homes Insurance
406 Ohio Ave S
Live Oak, FL 32064-3218
Phone: (386) 362-5626 | Fax: (386) 364-2946
Southern Homes Insurance provides residents of Live Oak with advice and guidance to help protect assets. Visit their office at 406 Ohio Ave S or call (386) 362-5626 for a no obligation quote. Serving the greater Live Oak area and beyond.
Looking for insurance agents in Live Oak, FL or just trying to lower your premiums? Here are some tips to keep in mind.
- A local insurance services provider like Southern Homes Insurance can help you determine the proper coverages for your personal situation. Licensed Florida insurance agents are trained to find possible coverage gaps in your insurance plan.
- Live Oak auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Live Oak. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.