Specialized Insurance
1145 Gaskins Rd
Richmond, VA 23238-5236
Phone: (804) 934-9774 | Fax: (804) 377-1169
Richmond residents can count on Specialized Insurance to give a helping hand when purchasing insurance. Call (804) 934-9774 to talk to an agent or stop by at 1145 Gaskins Rd. Serving the greater Richmond area and beyond.
If you're trying to find insurance agents in Richmond, VA or just looking to lower your rates we can help. These tips may help.
- Specialized Insurance may be able to help you find the best insurance rates in Virginia. By using a local Richmond insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Richmond auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Richmond home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Virginia. Check with your Richmond agent to find out if that discount exists with your current company.