Spectrum Insurance Svc Inc
4811 Dodge St
Omaha, NE 68132-3167
Phone: (402) 898-3777 | Fax: (402) 898-3838
Spectrum Insurance Svc Inc provides residents of Omaha with advice and guidance to help them meet their insurance needs. Call (402) 898-3777 for a no obligation quote or stop by at 4811 Dodge St. Servicing Omaha and the entire Douglas county region.
Looking for insurance agents in Omaha, NE or just trying to lower your premiums? These tips may help.
- Spectrum Insurance Svc Inc may be able to help you find the best insurance rates in Nebraska. By using a local Omaha insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Omaha, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Omaha property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Nebraska insurance company, then you will be rewarded with lower rates.