Spectrum Risk Mgmt & Insurance
18010 Sky Park Cir # 140
Irvine, CA 92614-6440
Phone: (949) 756-5730 | Fax: (949) 756-5740
Spectrum Risk Mgmt & Insurance provides residents of Irvine with advice and guidance to help them meet their insurance needs. Call (949) 756-5730 for a no obligation quote or stop by at 18010 Sky Park Cir # 140. Servicing Irvine and the entire Orange county region.
Looking for insurance agents in Irvine, CA or just trying to lower your premiums? These tips may help.
- Spectrum Risk Mgmt & Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Irvine, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Irvine. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.