Spencer Agency Inc
42 N Chemung St
Waverly, NY 14892-1212
Phone: (607) 565-2099
Spencer Agency Inc is dedicated to protecting Waverly families with at a price you can afford with professional service. Visit their office at 42 N Chemung St or call (607) 565-2099 for risk-free insurance quotes. Servicing Waverly and the entire Tioga county region.
Searching for insurance agents in Waverly, New York or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like Spencer Agency Inc can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Waverly auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Waverly and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Waverly agent to find out if that discount exists with your current company.