State Farm Insurance
515 Grand Ave # 104
Ames, IA 50010-6061
Phone: (515) 232-3307 | Fax: (515) 232-3437
State Farm Insurance provides residents of Ames with advice and guidance to help them meet their insurance needs. Call (515) 232-3307 for a no obligation quote or stop by at 515 Grand Ave # 104. Servicing Ames and the entire Story county region.
Looking for insurance agents in Ames, IA or just trying to lower your premiums? These tips may help.
- State Farm Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your Ames auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Ames. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Iowa insurance company, then you will be rewarded with lower rates.