State Farm Insurance
2028 Exeter Rd # 1
Germantown, TN 38138-3945
Phone: (901) 758-8500 | Fax: (901) 758-1366
Germantown residents can count on State Farm Insurance to provide guidance when purchasing insurance. Visit their office at 2028 Exeter Rd # 1 or call (901) 758-8500 to talk to an agent. Serving the greater Germantown area and beyond.
If you're trying to find insurance agents in Germantown, TN or just looking to lower your rates we can help. Here are some tips to keep in mind.
- State Farm Insurance is an insurance services provider in Germantown and may be able to help you obtain insurance coverage.
- Your Germantown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Germantown property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Maintain good credit or repair bad credit scores to drastically save on insurance. Your credit history has a huge impace on your insurance rates, so if your credit is good, keep it there. If it's not-so-good, take steps to repair your bad credit today.