Stearns Agency
33 Henry St
Beacon, NY 12508-3006
Phone: (845) 440-1000
Stearns Agency provides residents of Beacon with advice and guidance to help them meet their insurance needs. Call (845) 440-1000 for a no obligation quote or stop by at 33 Henry St. Servicing Beacon and the entire Dutchess county region.
Looking for insurance agents in Beacon, NY or just trying to lower your premiums? These tips may help.
- Stearns Agency is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- When shopping for car insurance in Beacon, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- Beacon property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New York may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.