Stearns Insurance Svc
4191 2nd St S
St Cloud, MN 56301-3761
Phone: (320) 253-3525 | Fax: (320) 650-1361
Stearns Insurance Svc is dedicated to protecting St Cloud residents with at a price you can afford with professional service. Call (320) 253-3525 for risk-free insurance quotes or stop by at 4191 2nd St S. Servicing St Cloud and the entire Stearns county region.
Searching for insurance agents in St Cloud, Minnesota or just trying to save money on insurance? These tips may help.
- Stearns Insurance Svc may be able help you with your insurance needs in St Cloud. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- St Cloud auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- St Cloud home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Minnesota insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.