Stephen Chelbay Co
1120 S Bascom Ave
San Jose, CA 95128-3507
Phone: (408) 288-4400 | Fax: (408) 286-3926
Stephen Chelbay Co provides residents of San Jose with advice and guidance when making important insurance decisions. Their office is located at 1120 S Bascom Ave or call (408) 288-4400 to speak with an agent. Serving San Jose and the greater Santa Clara county area.
Looking for insurance agents in San Jose, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- Stephen Chelbay Co is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your San Jose car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in San Jose. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many California insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.