Stephen J Ripich Insurance
5005 Memphis Ave
Cleveland, OH 44144-2228
Phone: (216) 741-1987
Stephen J Ripich Insurance provides residents of Cleveland with advice and guidance to help them meet their insurance needs. Call (216) 741-1987 for a no obligation quote or stop by at 5005 Memphis Ave. Servicing Cleveland and the entire Cuyahoga county region.
Looking for insurance agents in Cleveland, OH or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Stephen J Ripich Insurance can help you determine the proper coverages for your personal situation. Licensed Ohio insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Cleveland auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Cleveland home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Cleveland policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Ohio insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.