Stephen Smith Agency
112 N 4th Ave
Sandpoint, ID 83864-1341
Phone: (208) 265-4562 | Fax: (208) 263-7866
Sandpoint residents can count on Stephen Smith Agency to give a helping hand when purchasing insurance. Call (208) 265-4562 to talk to an agent or stop by at 112 N 4th Ave. Serving the greater Sandpoint area and beyond.
If you're trying to find insurance agents in Sandpoint, ID or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Stephen Smith Agency can help you determine the proper coverages for your personal situation. Licensed Idaho insurance agents are trained to find possible coverage gaps in your insurance plan.
- Sandpoint auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Sandpoint. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some Idaho insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Sandpoint and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.