Surplus & Excess Lines LTD
4 Village Sq
Smyrna, DE 19977-1852
Phone: (302) 653-5016 | Fax: (302) 653-1665
Surplus & Excess Lines LTD provides residents of Smyrna with advice and guidance when making important insurance decisions. Their office is located at 4 Village Sq or call (302) 653-5016 to speak with an agent. Serving Smyrna and the greater Kent county area.
Looking for insurance agents in Smyrna, DE or just trying to lower your premiums? Here are some insurance buying best practices.
- Surplus & Excess Lines LTD may assist you in finding Delaware insurance coverage. With a local Smyrna insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Smyrna auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Smyrna and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Delaware should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.