Ted Gaines Insurance Assoc
865 Howe Ave # 205
Sacramento, CA 95825-3919
Phone: (916) 771-5155 | Fax: (916) 925-0928
Sacramento residents can count on Ted Gaines Insurance Assoc to provide guidance when purchasing insurance. Visit their office at 865 Howe Ave # 205 or call (916) 771-5155 to talk to an agent. Serving the greater Sacramento area and beyond. Our website provides more information and office hours.
If you're trying to find insurance agents in Sacramento, CA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Ted Gaines Insurance Assoc may assist you in finding California insurance coverage. With a local Sacramento insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Sacramento car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Sacramento and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Sacramento and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.