Thomas J Johnson
6358 W Gunnison St
Chicago, IL 60630-2954
Phone: (773) 631-1675 | Fax: (708) 867-9304
Thomas J Johnson provides residents of Chicago with advice and guidance when making important insurance decisions. Their office is located at 6358 W Gunnison St or call (773) 631-1675 to speak with an agent. Serving Chicago and the greater Cook county area.
Looking for insurance agents in Chicago, IL or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like Thomas J Johnson can help you determine the proper coverages for your personal situation. Licensed Illinois insurance agents are trained to find possible coverage gaps in your insurance plan.
- If you think your Chicago is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Chicago property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Some Illinois insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Chicago and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.