Tim Wise Insurance
19765 Highway 7
Excelsior, MN 55331-7513
Phone: (952) 829-5404 | Fax: (952) 470-7473
Tim Wise Insurance is dedicated to protecting Excelsior families with at a price you can afford with professional service. Visit their office at 19765 Highway 7 or call (952) 829-5404 for risk-free insurance quotes. Serving Excelsior and the greater Hennepin county area.
Searching for insurance agents in Excelsior, Minnesota or just trying to save money on insurance? Here are some tips to keep in mind.
- Tim Wise Insurance is an insurance services provider in Excelsior and may be able to help you obtain insurance coverage.
- Your Excelsior car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Excelsior property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Minnesota. Check with your Excelsior agent to find out if that discount exists with your current company.