Tom Lykins Insurance
109 W Tom T Hall Blvd
Olive Hill, KY 41164-0000
Phone: (606) 286-2991 | Fax: (606) 286-6310
Olive Hill residents can count on Tom Lykins Insurance to give a helping hand when purchasing insurance. Call (606) 286-2991 to talk to an agent or stop by at 109 W Tom T Hall Blvd. Serving the greater Olive Hill area and beyond.
If you're trying to find insurance agents in Olive Hill, KY or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Tom Lykins Insurance can help you determine the proper coverages for your personal situation. Licensed Kentucky insurance agents are trained to find possible coverage gaps in your insurance plan.
- When researching auto insurance in Olive Hill, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Olive Hill property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.