Universal Insurance Group
4316 1/2 SW 9th St
Des Moines, IA 50315-3961
Phone: (515) 285-8000 | Fax: (515) 285-8010
Des Moines families can depend on Universal Insurance Group to provide guidance and answer any questions. Their office location is 4316 1/2 SW 9th St or call (515) 285-8000 to talk with a representative. Servicing Des Moines and the entire Polk county region.
If you're trying to find insurance agents in Des Moines, IA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Universal Insurance Group may be able help you with your insurance needs in Des Moines. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Des Moines auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Des Moines home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Des Moines policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Iowa. Check with your Des Moines agent to find out if that discount exists with your current company.