Valley Junction Insurance Svc
509 5th St
West Des Moines, IA 50265-4637
Phone: (515) 277-5049 | Fax: (515) 277-8039
Valley Junction Insurance Svc provides residents of West Des Moines with advice and guidance when making important insurance decisions. Their office is located at 509 5th St or call (515) 277-5049 to speak with an agent. Serving West Des Moines and the greater Polk county area.
Looking for insurance agents in West Des Moines, IA or just trying to lower your premiums? Here are some insurance buying best practices.
- Valley Junction Insurance Svc may be able to help you determine the insurance policy that's right for your specific needs.
- Your West Des Moines auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- West Des Moines home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your West Des Moines policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.