Ward Insurance Of Temple
2005 Birdcreek Dr
Temple, TX 76502-8001
Phone: (254) 771-5700 | Fax: (254) 771-5710
Temple residents can count on Ward Insurance Of Temple to provide guidance when purchasing insurance. Visit their office at 2005 Birdcreek Dr or call (254) 771-5700 to talk to an agent. Serving the greater Temple area and beyond.
If you're trying to find insurance agents in Temple, TX or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Ward Insurance Of Temple may be able to help you find the best insurance rates in Texas. By using a local Temple insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in Temple, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Temple home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Texas insurance company, then you will be rewarded with lower rates.