William Giles
102 Brewster Ave
Carmel, NY 10512-2303
Phone: (845) 225-0753
William Giles is dedicated to protecting Carmel residents with at a price you can afford with professional service. Call (845) 225-0753 for risk-free insurance quotes or stop by at 102 Brewster Ave. Servicing Carmel and the entire Putnam county region.
Searching for insurance agents in Carmel, New York or just trying to save money on insurance? These tips may help.
- William Giles may be able to help you find the best insurance rates in New York. By using a local Carmel insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Carmel auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Carmel. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Carmel and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.